Commercial property insurer FM has expanded its alternative risk transfer offering, introducing parametric insurance, structured risk solutions and captive cell solutions to complement traditional property cover.
“Our clients have a wide range of risk management needs and goals,” said Laurel Rudnick, chief underwriting officer at FM. “We’re building solutions that give them more flexibility, greater financial certainty and new ways to strengthen resilience over the long term.”
The solutions are intended to provide additional capacity, help organisations manage retained risk and support recovery following qualifying events. They are designed to complement rather than replace traditional property insurance, alongside FM's existing scientific research, engineering expertise and property loss prevention work.
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