Addresscloud has launched a pan-European wildfire risk model developed by Skyblu.

The launch follows an increase in wildfire activity across the continent, with more than double the area burned in recent years compared with the early 2000s, increasing pressure on insurers to improve risk assessment and pricing.

The model provides 20-metre resolution wildfire risk scoring across Europe using satellite observations from 2001 to 2023, combined with climate and vegetation data. It includes wildfire probability projections for 2026 to 2030.

The model has been validated against real-world conditions and incorporates factors including historical fire activity, weather patterns and vegetation types. It is also intended to help insurers identify wildfire exposure in regions not traditionally associated with the risk.

Mark Varley, CEO of Addresscloud, said: “Wildfire risk in Europe is evolving quickly, and insurers are having to adapt to a much more dynamic and complex risk landscape. Access to precise, forward-looking data is becoming essential for underwriting and portfolio management. By combining Skyblu’s modelling expertise with our platform, we’re enabling insurers to assess risk at a far more granular level and make more informed decisions.”

CEO of Skyblu, Kinga Kita-Wojciechowska, added: “We built this model with real underwriting use cases in mind, focusing on both accuracy and usability. As climate patterns shift, insurers need to understand risk at a much more local level. High-resolution data allows them to identify emerging hotspots, manage exposure more effectively, and respond to changing conditions with greater confidence.”

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