The World Economic Forum and Marsh have published a playbook outlining how cross-sector coalitions can strengthen local climate resilience and improve insurance availability.

The playbook focuses on shared infrastructure and systems, rather than individual properties. Global insured natural catastrophe losses reached £109bn in 2025, increasing financial and economic pressures on households, businesses and governments.

The playbook identifies four priorities: improving risk data, pooling funding, establishing common resilience metrics and aligning incentives among property owners, local authorities, lenders, insurers and communities.

Amy Barnes, head of climate and sustainability strategy and global head of energy and power at Marsh Risk, said: "We know that place-based resilience works. What we need is for place-based interventions to be tested, scaled and owned by coalitions. Insurability concerns are a signal that our risk management is insufficient."

Eric White, head of climate resilience at the World Economic Forum, added: “Recent weather disasters have given many businesses and governments a wake-up call. We need to act more aggressively to build resilience.”

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