Millions of UK properties could face heightened flood risk unless protection products become more advanced and better aligned with regulatory and environmental demands, according to a study published this week.

Produced by University of Hull and Intact Insurance, the study highlights the need for innovation in technologies for commercial buildings and public infrastructure, which often have more complex requirements than residential properties.

While flood doors, barriers and smart systems already exist, many are designed for homes and fall short in commercial settings where safety, accessibility and continuity are critical.

Professor Stuart McLelland, deputy director of the Energy and Environment Institute and research leader at the University’s PFRlab, said: “The University of Hull is committed to developing real-world solutions to increasingly urgent climate challenges.

“This blueprint is the first step in an ambitious research partnership with Intact Insurance to help businesses and property owners adapt to the growing threat of flooding. It draws on our extensive expertise in flood resilience and leverages world-class research facilities at our PFRlab.

“Greater innovation in the market is essential to drive wider adoption in commercial properties. This blueprint identifies both opportunities and barriers within a growing market to develop integrated solutions that meet technical, regulatory and usability standards.”

Graeme Smith, chief underwriting officer, commercial lines at Intact Insurance UK, added: “We’ve set out a clear commitment to building resilient communities by helping them better prepare for extreme weather. Flooding is one of the most significant climate risks facing businesses and communities across the UK, and improving property-level resilience is fundamental to protecting the millions of properties facing increased risks.

“This research is a key step in advancing our mission, highlighting a clear opportunity to accelerate innovation in flood protection for commercial buildings. New solutions are needed to meet multiple requirements around safety, accessibility and operational continuity.”

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