Insurers face an increasingly complex risk environment as they head into 2026, driven by regulatory change, technological development and geopolitical uncertainty, according to the latest Annual Insurance Review from international law firm RPC.
The review identifies five broad pressure points expected to shape the year ahead, spanning artificial intelligence, environmental liability, geopolitical instability, claims inflation and cyber risk. Drawing on insight from the firm’s lawyers and partners, it points to a growing need for resilience, clearer policy wordings and more proactive risk management across the insurance market.
Simon Laird, partner and global head of insurance at RPC, said: “The insurance sector is entering 2026 facing an unprecedented convergence of regulatory change, technological risk and geopolitical instability. Our Annual Insurance Review highlights not only where exposures are growing, but how insurers can respond through clearer wordings, targeted coverage solutions and a renewed focus on resilience.”
See the next issue of CIR Magazine for a closer look at RPC's forecast.
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