TMK enhances cyber proposition

Tokio Marine Kiln has launched an enhanced cyber insurance policy designed to protect clients against the threat of physical damage stemming from cyber attacks.

The policy, Cyber Ctrl PD+, provides affirmative cover for property damage and ensuing business interruption arising from a cyber attack.

Cyber underwriter at TMK, Paul Gooch said: “As most cyber insurance policies exclude cover for property damage, and with property insurance policies increasingly incorporating cyber exclusions, many policyholders could be left with a gap in cover. Cyber Ctrl PD+ is designed to fill that gap, but it is not merely a ‘wrap’ or ‘write-back’ product. Rather it is an evolution of our established Cyber Ctrl policy, providing clarity and certainty of cover in the event of a cyber physical damage incident.”

With limits of up to US$25m, the new policy includes all standard cyber insurance coverages – including privacy liability and non-damage business interruption – and is modular.

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