Torrential rain has caused widespread damage to properties across the UK, with the annual cost of flood damage estimated to be in excess of £1 bn.

Emergency services across the country have been responding to calls linked to the weather -- with floodwater affecting businesses and forcing many people to evacuate their homes.

Jo Whyman, risk management director at Ecclesiastical explained: “People living in an area that might be susceptible to any form of flooding should think about what they might need to do in the event of a flood.

“Make sure you have a list of key contacts such as the emergency services, an electrician, a Gas Safe Contractor and your insurer in a safe and waterproof place. If a flood warning is issued move valuable items out of reach of flood levels and keep up to date with the latest alerts from the Met Office or the Environment Agency.“

“In many cases existing drains haven’t been upgraded or maintained to cope with new building developments which means that the local sewage system simply can’t deal with the increased volumes of water run-off,” Whyman added.

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